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Fix & Flip Loans · Georgia

Fix & Flip loans for Georgia flips.

Short-term purchase + rehab bridge loans for investors flipping properties in Georgia. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Georgia metro.

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SLA Capital — a Sir Lends A Lot LLC Company

What is a Fix & Flip loan?

A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.

Georgia market

Why Georgia works for investor lending.

Metro Atlanta is one of the most active BRRRR markets in the country — a combination of affordable acquisition basis, deep rental demand from sustained population growth, and a non-judicial foreclosure process that keeps holding costs predictable. Georgia's landlord-tenant statutes are considered landlord-friendly.

Affordable acquisition basis

Metro Atlanta and Georgia secondary markets still offer entry-price points well below coastal metros — enabling meaningful cash-on-cash returns for buy-and-hold investors and workable margins on BRRRR strategies.

Landlord-friendly law

Georgia is a non-judicial foreclosure state with a predictable eviction timeline and landlord-friendly statutes. Holding costs stay projectable, which matters for cash-flow modeling on rental portfolios.

Sustained metro growth

Metro Atlanta continues to lead the Southeast in job creation and population inflow, supporting deep long-term rental demand across every submarket in the region.

Metros served

SLA Capital lends across every Georgia metro.

Whether you're closing a single-asset SFR in a smaller Georgia market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:

Metro Atlanta

Marietta, Alpharetta, Kennesaw, Sandy Springs, Roswell, Duluth

Atlanta South & East

Snellville, Lawrenceville, Lithonia, Stone Mountain, Douglasville

Savannah

Chatham County — LTR + coastal STR scenarios

Augusta

Richmond & Columbia counties — Fort Eisenhower demand

Athens

UGA-adjacent SFR and student housing

Macon

Central Georgia — strong yield markets

Columbus

Fort Moore-adjacent rental demand

Everywhere else

Statewide coverage — send us any Georgia property

Georgia Fix & Flip terms.

Same nationwide program, no state-specific surcharges.

Speed

72-hour close

Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.

Pricing

Rates 9.5–12%

Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.

Leverage

Up to 100% LTC

Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.

Rehab

100% rehab funded

Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.

Term

6–18 months

Choose the term that fits your project. Extensions available on active deals.

Size

$55K to $3M

Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Georgia.

Georgia Fix & Flip FAQ

Common questions about Fix & Flip loans in Georgia.

Does SLA Capital lend on Fix & Flip deals in Georgia?

Yes. SLA Capital funds Fix & Flip bridge loans throughout Georgia — Metro Atlanta, Atlanta South & East, Savannah, Augusta, Athens, and every other GA metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.

How fast can SLA close a Georgia Fix & Flip loan?

As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Georgia Fix & Flip loans is 7–10 days.

How much of the rehab budget does SLA finance?

SLA Capital finances 100% of rehab costs on Georgia Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.

What Georgia metros does SLA Capital serve?

Every Georgia metro. High-volume markets: Metro Atlanta, Atlanta South & East, Savannah, Augusta, Athens. Secondary markets welcome — send us any Georgia property.

Is Georgia a good state for Fix & Flip investors?

Metro Atlanta is one of the most active BRRRR markets in the country — a combination of affordable acquisition basis, deep rental demand from sustained population growth, and a non-judicial foreclosure process that keeps holding costs predictable. Georgia's landlord-tenant statutes are considered landlord-friendly.

Get started

Have a Georgia flip ready to close?

Send us the property. Our sizer returns a real term sheet in minutes.

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Also in Georgia

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