Short-term purchase + rehab bridge loans for investors flipping properties in Hawaii. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Hawaii metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Hawaii is a specialty market. STR + LTR mixed strategies work in resort corridors where zoning permits. Constrained land supply supports long-term property values. Military and tourism employment anchors rental demand on Oahu especially.
Hawaii's resort corridors host some of the most active short-term rental markets in the country where zoning permits STR use. Our DSCR program supports STR income scenarios.
Hawaii's islands have inherently constrained developable land supply, which supports long-term property values and rental rates over the hold period.
Tourism-driven employment and consistent military stationing (Pearl Harbor, Schofield, MCB Hawaii) anchor sustained rental demand across Oahu in particular.
Whether you're closing a single-asset SFR in a smaller Hawaii market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Waikiki, Kapolei, Kailua — LTR + STR where zoning permits
Ewa Beach, Waipahu, Kapolei — SFR corridor
Kihei, Lahaina, Wailea — STR + LTR mix
Kona, Hilo, Waikoloa
Lihue, Poipu, Princeville — resort STR corridor
West Oahu resort + LTR mix
Kaneohe, Kailua — premium LTR
Statewide coverage — send us any Hawaii property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Hawaii.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Hawaii — Honolulu (Oahu), West Oahu, Maui, Big Island (Hawaii County), Kauai, and every other HI metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Hawaii Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Hawaii Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Hawaii metro. High-volume markets: Honolulu (Oahu), West Oahu, Maui, Big Island (Hawaii County), Kauai. Secondary markets welcome — send us any Hawaii property.
Hawaii is a specialty market. STR + LTR mixed strategies work in resort corridors where zoning permits. Constrained land supply supports long-term property values. Military and tourism employment anchors rental demand on Oahu especially.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Hawaii investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Hawaii builders. 85% land + 85% build. $100K–$7.5M.