Short-term purchase + rehab bridge loans for investors flipping properties in Iowa. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Iowa metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Iowa is a strong cash-flow Midwest market. Des Moines anchors on insurance + fintech employment. University demand (Iowa City, Ames) adds stability. Secondary markets deliver high cash-on-cash yields for portfolio investors.
Des Moines is one of the largest insurance hubs in the US and hosts a growing fintech sector (Principal, Wells Fargo campus, EMC Insurance). Stable employment drives rental demand.
Iowa secondary markets offer some of the highest cash-on-cash yields in the Midwest — attractive for portfolio investors focused on income.
Iowa City (U of Iowa + hospital system) and Ames (Iowa State) provide stable, university-anchored rental demand.
Whether you're closing a single-asset SFR in a smaller Iowa market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Polk + Dallas counties — insurance + fintech hub
Linn County — Eastern Iowa
Scott County — cross-river metro
Johnson County — University of Iowa + hospital demand
Story County — Iowa State University
Woodbury County — Western Iowa
Black Hawk County — Northeast Iowa
Statewide coverage — send us any Iowa property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Iowa.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Iowa — Des Moines Metro, Cedar Rapids, Davenport & Quad Cities (IA side), Iowa City, Ames, and every other IA metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Iowa Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Iowa Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Iowa metro. High-volume markets: Des Moines Metro, Cedar Rapids, Davenport & Quad Cities (IA side), Iowa City, Ames. Secondary markets welcome — send us any Iowa property.
Iowa is a strong cash-flow Midwest market. Des Moines anchors on insurance + fintech employment. University demand (Iowa City, Ames) adds stability. Secondary markets deliver high cash-on-cash yields for portfolio investors.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Iowa investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Iowa builders. 85% land + 85% build. $100K–$7.5M.