Short-term purchase + rehab bridge loans for investors flipping properties in Kentucky. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Kentucky metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Louisville logistics anchor (UPS Worldport + Ford) drives steady rental demand. Lexington adds horse-country + UK + healthcare. Acquisition basis stays affordable relative to gross rents, and non-judicial foreclosure keeps holds projectable.
Louisville hosts UPS Worldport (the world's largest air-freight hub) and multiple Ford truck plants. That anchors long-term employment and steady rental demand across the metro.
Lexington combines horse-country + University of Kentucky + a growing tech and healthcare base. Rental demand stays deep and predictable.
Kentucky acquisition basis stays affordable relative to gross rents. Non-judicial foreclosure and standard eviction timelines keep holds projectable.
Whether you're closing a single-asset SFR in a smaller Kentucky market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Jefferson County + St. Matthews, Middletown, PRP, Jeffersontown
Fayette County — UK + horse-country market
Warren County — WKU + Corvette / GM plant demand
Covington, Newport, Florence — Cincinnati metro adjacencies
Daviess County — Ohio River SFR market
Hardin County — Fort Knox demand + Louisville-adjacent
Lexington-adjacent Toyota + college markets
Statewide coverage — send us any Kentucky property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Kentucky.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Kentucky — Louisville Metro, Lexington, Bowling Green, Northern Kentucky, Owensboro, and every other KY metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Kentucky Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Kentucky Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Kentucky metro. High-volume markets: Louisville Metro, Lexington, Bowling Green, Northern Kentucky, Owensboro. Secondary markets welcome — send us any Kentucky property.
Louisville logistics anchor (UPS Worldport + Ford) drives steady rental demand. Lexington adds horse-country + UK + healthcare. Acquisition basis stays affordable relative to gross rents, and non-judicial foreclosure keeps holds projectable.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Kentucky investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Kentucky builders. 85% land + 85% build. $100K–$7.5M.