Short-term purchase + rehab bridge loans for investors flipping properties in Maine. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Maine metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Portland has grown into one of the most in-demand Northeast metros. Coastal STR corridors add seasonal income flexibility. Constrained supply supports long-term value.
Portland has become one of the fastest-growing metros in the Northeast, with tech, healthcare, and food-and-beverage employment supporting deep rental demand across the metro.
Southern Maine and Midcoast Maine host active seasonal STR markets. Our DSCR program supports STR income on qualifying properties.
Maine housing supply is constrained by both geography and slow permitting timelines, which supports long-term property values and rental rates.
Whether you're closing a single-asset SFR in a smaller Maine market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Cumberland County — Portland + South Portland + Westbrook
Penobscot County — Central Maine
State capital + Androscoggin County
Androscoggin County — Lewiston-adjacent
Southern Maine coastal STR corridor
Cumberland County — Bowdoin + former NAS Brunswick redevelopment
Midcoast STR corridors
Statewide coverage — send us any Maine property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Maine.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Maine — Portland Metro, Bangor, Augusta & Lewiston, Auburn, Kennebunk & York, and every other ME metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Maine Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Maine Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Maine metro. High-volume markets: Portland Metro, Bangor, Augusta & Lewiston, Auburn, Kennebunk & York. Secondary markets welcome — send us any Maine property.
Portland has grown into one of the most in-demand Northeast metros. Coastal STR corridors add seasonal income flexibility. Constrained supply supports long-term value.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Maine investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Maine builders. 85% land + 85% build. $100K–$7.5M.