Short-term purchase + rehab bridge loans for investors flipping properties in Maryland. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Maryland metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Maryland delivers two rental strategies: DC-metro commuter belts (Prince George's, Montgomery) for premium LTR to federal/biotech workers, and Baltimore SFR for cash-flow yield. Both work — pick your play.
Prince George's and Montgomery counties are core DC-metro commuter belts. Rental demand from federal workers, contractors, and biotech/pharma employees stays consistent.
The Maryland side of the DC metro hosts NIH, FDA, NSA (Fort Meade), and a deep biotech corridor (Bethesda, Rockville, Gaithersburg). Stable long-term employment.
Baltimore City and County offer deep SFR inventory with real cash-flow opportunity for portfolio investors focused on income.
Whether you're closing a single-asset SFR in a smaller Maryland market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Baltimore County + Baltimore City
DC-metro commuter belt + Bowie, Laurel, Upper Marlboro
Rockville, Silver Spring, Gaithersburg, Bethesda — DC-metro
Frederick County — Western Maryland
Anne Arundel County — state capital + USNA demand
Washington County — Western MD SFR
Wicomico County + coastal markets
Statewide coverage — send us any Maryland property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Maryland.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Maryland — Baltimore Metro, Prince George's County, Montgomery County, Frederick, Annapolis, and every other MD metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Maryland Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Maryland Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Maryland metro. High-volume markets: Baltimore Metro, Prince George's County, Montgomery County, Frederick, Annapolis. Secondary markets welcome — send us any Maryland property.
Maryland delivers two rental strategies: DC-metro commuter belts (Prince George's, Montgomery) for premium LTR to federal/biotech workers, and Baltimore SFR for cash-flow yield. Both work — pick your play.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Maryland investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Maryland builders. 85% land + 85% build. $100K–$7.5M.