Short-term purchase + rehab bridge loans for investors flipping properties in Massachusetts. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Massachusetts metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Massachusetts pairs premium Boston-metro appreciation plays with cash-flow secondaries (Springfield, Worcester, Fall River, New Bedford). Biotech + tech employer depth is unmatched. Universities anchor rental demand across every metro.
Kendall Square, the Longwood Medical Area, and Route 128 anchor the deepest biotech and tech employer bases in the country outside Silicon Valley. Rental demand stays premium.
Boston metro hosts more universities per capita than any US metro. Cambridge, Boston University, Northeastern, and dozens more anchor consistent student and post-grad rental demand.
Springfield, Worcester, New Bedford, and Fall River offer real cash-on-cash yields — the yield markets New England investors use to balance premium Boston-metro appreciation plays.
Whether you're closing a single-asset SFR in a smaller Massachusetts market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Suffolk + Middlesex counties — premium LTR
Worcester County — Central Massachusetts SFR
Hampden County — Western MA + cash-flow markets
Merrimack Valley — Boston-adjacent cash-flow
Barnstable County — coastal STR corridor
South Coast — high-yield SFR
MetroWest Boston commuter suburbs
Statewide coverage — send us any Massachusetts property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Massachusetts.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Massachusetts — Boston Metro, Worcester, Springfield, Lowell & Lawrence, Cape Cod, and every other MA metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Massachusetts Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Massachusetts Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Massachusetts metro. High-volume markets: Boston Metro, Worcester, Springfield, Lowell & Lawrence, Cape Cod. Secondary markets welcome — send us any Massachusetts property.
Massachusetts pairs premium Boston-metro appreciation plays with cash-flow secondaries (Springfield, Worcester, Fall River, New Bedford). Biotech + tech employer depth is unmatched. Universities anchor rental demand across every metro.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Massachusetts investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Massachusetts builders. 85% land + 85% build. $100K–$7.5M.