Short-term purchase + rehab bridge loans for investors flipping properties in Michigan. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Michigan metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Michigan pairs Detroit metro EV/auto comeback with Grand Rapids growth and Ann Arbor / East Lansing university stability. Detroit and Flint offer some of the highest cash-flow SFR yields in the country for portfolio investors.
The Detroit metro has been rebuilding around EV manufacturing (Ford, GM, Stellantis), tech, and financial services (Rocket, Dan Gilbert investments). Rental demand across the metro has strengthened.
Grand Rapids has been one of the fastest-growing Midwest metros over the past decade, with medical, education, and manufacturing employers anchoring long-term demand.
Ann Arbor (Michigan) and East Lansing (MSU) provide premium university-anchored demand. Detroit and Flint offer some of the highest cash-flow yields in the Midwest.
Whether you're closing a single-asset SFR in a smaller Michigan market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Wayne + Oakland + Macomb counties — SFR + urban
Kent County — West Michigan growth market
Washtenaw County — University of Michigan + tech
State capital + Michigan State University
Kalamazoo County — WMU + pharma (Pfizer) demand
Genesee County — high-yield SFR
Resort STR corridors (zoning-dependent)
Statewide coverage — send us any Michigan property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Michigan.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Michigan — Detroit Metro, Grand Rapids, Ann Arbor, Lansing & East Lansing, Kalamazoo, and every other MI metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Michigan Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Michigan Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Michigan metro. High-volume markets: Detroit Metro, Grand Rapids, Ann Arbor, Lansing & East Lansing, Kalamazoo. Secondary markets welcome — send us any Michigan property.
Michigan pairs Detroit metro EV/auto comeback with Grand Rapids growth and Ann Arbor / East Lansing university stability. Detroit and Flint offer some of the highest cash-flow SFR yields in the country for portfolio investors.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Michigan investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Michigan builders. 85% land + 85% build. $100K–$7.5M.