Short-term purchase + rehab bridge loans for investors flipping properties in Mississippi. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Mississippi metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Mississippi is one of the highest-yield SFR markets in the country. DeSoto County spillover from Memphis, Jackson state-capital demand, and Gulf Coast SFR round out a strong cash-flow strategy set.
Mississippi acquisition basis stays among the lowest in the country relative to gross rents. Real cash-on-cash returns for portfolio investors focused on income.
DeSoto County (Southaven, Olive Branch, Hernando) is effectively part of the Memphis metro. Rental demand from Memphis-area professionals crossing the state line stays consistent.
Mississippi statutes are landlord-friendly with predictable timelines. Holding costs stay projectable across the state.
Whether you're closing a single-asset SFR in a smaller Mississippi market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Hinds + Madison + Rankin counties — state capital
Harrison County — Gulf Coast SFR + STR
Forrest County — Southern Mississippi + USM demand
Lee County — Northeast Mississippi
Lauderdale County — East Central MS
DeSoto County — Memphis metro adjacencies
Mississippi State + Ole Miss university markets
Statewide coverage — send us any Mississippi property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Mississippi.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Mississippi — Jackson Metro, Gulfport & Biloxi, Hattiesburg, Tupelo, Meridian, and every other MS metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Mississippi Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Mississippi Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Mississippi metro. High-volume markets: Jackson Metro, Gulfport & Biloxi, Hattiesburg, Tupelo, Meridian. Secondary markets welcome — send us any Mississippi property.
Mississippi is one of the highest-yield SFR markets in the country. DeSoto County spillover from Memphis, Jackson state-capital demand, and Gulf Coast SFR round out a strong cash-flow strategy set.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Mississippi investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Mississippi builders. 85% land + 85% build. $100K–$7.5M.