Short-term purchase + rehab bridge loans for investors flipping properties in Missouri. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Missouri metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Missouri is a strong cash-flow Midwest market. Kansas City remains one of the more affordable major metros by rent-to-price ratio. St. Louis offers deep SFR inventory with real cash-on-cash yields. Predictable eviction + foreclosure timelines round it out.
KC has seen sustained metro growth and remains one of the more affordable major metros in the country by rent-to-price ratio. Strong logistics + biotech + tech employers.
St. Louis offers deep SFR inventory at low entry basis — one of the highest cash-on-cash yield markets in the country for buy-and-hold investors.
Missouri's eviction and foreclosure processes are predictable. Landlord-friendly statutes keep holds projectable for portfolio investors.
Whether you're closing a single-asset SFR in a smaller Missouri market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Jackson County + Lee's Summit, Independence, Blue Springs, Overland Park (KS)
St. Louis City + County — Clayton, University City, Kirkwood
Greene County — Southwest MO SFR
Boone County — University of Missouri market
Cole County — state capital demand
Jasper County — Southwest MO secondary
Southeast + Northwest MO secondary markets
Statewide coverage — send us any Missouri property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Missouri.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Missouri — Kansas City Metro, St. Louis, Springfield, Columbia, Jefferson City, and every other MO metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Missouri Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Missouri Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Missouri metro. High-volume markets: Kansas City Metro, St. Louis, Springfield, Columbia, Jefferson City. Secondary markets welcome — send us any Missouri property.
Missouri is a strong cash-flow Midwest market. Kansas City remains one of the more affordable major metros by rent-to-price ratio. St. Louis offers deep SFR inventory with real cash-on-cash yields. Predictable eviction + foreclosure timelines round it out.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Missouri investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Missouri builders. 85% land + 85% build. $100K–$7.5M.