Short-term purchase + rehab bridge loans for investors flipping properties in Montana. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Montana metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Montana pairs sustained growth (Bozeman, Missoula) with STR opportunity in Glacier and Yellowstone-adjacent corridors. Migration inflow keeps rental demand strong across the I-90 corridor.
Bozeman has been one of the fastest-growing US micropolitans for years. Missoula adds sustained U of Montana + healthcare demand. Rental demand along Montana's I-90 corridor stays deep.
Montana continues to attract in-migration from higher-cost coastal metros — supporting steady rental demand across the state's main metros.
Kalispell, Whitefish, and Bozeman host active STR markets adjacent to Glacier and Yellowstone. Our DSCR program supports STR income where zoning permits.
Whether you're closing a single-asset SFR in a smaller Montana market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Yellowstone County — largest Montana metro
Missoula County — University of Montana + growth
Gallatin County — fastest-growing Montana city
Cascade County — Malmstrom AFB demand
Lewis and Clark County — state capital
Flathead County — Glacier NP corridor
Historic mining region — cash-flow secondary markets
Statewide coverage — send us any Montana property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Montana.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Montana — Billings, Missoula, Bozeman, Great Falls, Helena, and every other MT metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Montana Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Montana Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Montana metro. High-volume markets: Billings, Missoula, Bozeman, Great Falls, Helena. Secondary markets welcome — send us any Montana property.
Montana pairs sustained growth (Bozeman, Missoula) with STR opportunity in Glacier and Yellowstone-adjacent corridors. Migration inflow keeps rental demand strong across the I-90 corridor.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Montana investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Montana builders. 85% land + 85% build. $100K–$7.5M.