Short-term purchase + rehab bridge loans for investors flipping properties in New Mexico. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every New Mexico metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
New Mexico anchors on federal employment (Sandia, Los Alamos, Kirtland AFB). Santa Fe and Taos add STR opportunity. Affordable acquisition basis supports real cash-flow across ABQ and secondary markets.
Albuquerque and Santa Fe rental demand is anchored by Sandia National Labs and Los Alamos National Laboratory — stable federal employment for the long term.
Kirtland Air Force Base in Albuquerque supports steady military rental demand.
Santa Fe and Taos host active STR markets. Our DSCR program supports STR income where zoning permits.
Whether you're closing a single-asset SFR in a smaller New Mexico market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Bernalillo County + Rio Rancho
Santa Fe County — state capital + arts market
Doña Ana County — Southern NM + NMSU
Sandoval County — fast-growing ABQ suburb
Southeast NM — Permian Basin adjacencies
San Juan County — Four Corners energy market
Northern NM — resort STR corridor
Statewide coverage — send us any New Mexico property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across New Mexico.
Yes. SLA Capital funds Fix & Flip bridge loans throughout New Mexico — Albuquerque Metro, Santa Fe, Las Cruces, Rio Rancho, Roswell & Carlsbad, and every other NM metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all New Mexico Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on New Mexico Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every New Mexico metro. High-volume markets: Albuquerque Metro, Santa Fe, Las Cruces, Rio Rancho, Roswell & Carlsbad. Secondary markets welcome — send us any New Mexico property.
New Mexico anchors on federal employment (Sandia, Los Alamos, Kirtland AFB). Santa Fe and Taos add STR opportunity. Affordable acquisition basis supports real cash-flow across ABQ and secondary markets.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for New Mexico investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for New Mexico builders. 85% land + 85% build. $100K–$7.5M.