Short-term purchase + rehab bridge loans for investors flipping properties in North Carolina. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every North Carolina metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
NC is a top-tier investor state. Charlotte and the Research Triangle are sustained-growth job markets attracting steady in-migration. Non-judicial foreclosure and landlord-friendly statutes keep timelines predictable. Rental demand is deep across every metro.
Charlotte is a top-five US banking hub. The Research Triangle (Raleigh-Durham-Chapel Hill) anchors an unusually dense concentration of tech, biotech, and higher-education employers. Both metros pull in steady, high-income renters.
North Carolina is a non-judicial foreclosure state with a predictable eviction process and landlord-friendly statutes. Holding costs stay projectable for cash-flow modeling.
NC has ranked among the top states for net domestic migration for years running. That inflow shows up as sustained rental demand in every metro from the mountains to the coast.
Whether you're closing a single-asset SFR in a smaller North Carolina market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Concord, Huntersville, Matthews, Mint Hill, Fort Mill (SC-adjacent)
Cary, Apex, Wake Forest, Garner, Holly Springs
Research Triangle core — Morrisville, Hillsborough
Piedmont Triad — plus High Point, Kernersville
Forsyth County + smaller Triad markets
Buncombe County — LTR + mountain STR corridor
Coastal SFR, plus Leland, Hampstead, Wrightsville
Statewide coverage — send us any North Carolina property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across North Carolina.
Yes. SLA Capital funds Fix & Flip bridge loans throughout North Carolina — Charlotte Metro, Raleigh, Durham + Chapel Hill, Greensboro, Winston-Salem, and every other NC metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all North Carolina Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on North Carolina Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every North Carolina metro. High-volume markets: Charlotte Metro, Raleigh, Durham + Chapel Hill, Greensboro, Winston-Salem. Secondary markets welcome — send us any North Carolina property.
NC is a top-tier investor state. Charlotte and the Research Triangle are sustained-growth job markets attracting steady in-migration. Non-judicial foreclosure and landlord-friendly statutes keep timelines predictable. Rental demand is deep across every metro.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for North Carolina investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for North Carolina builders. 85% land + 85% build. $100K–$7.5M.