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Fix & Flip Loans · Ohio

Fix & Flip loans for Ohio flips.

Short-term purchase + rehab bridge loans for investors flipping properties in Ohio. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Ohio metro.

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SLA Capital — a Sir Lends A Lot LLC Company

What is a Fix & Flip loan?

A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.

Ohio market

Why Ohio works for investor lending.

Ohio is one of the strongest cash-flow rental markets in the country. Affordable acquisition basis relative to gross rents drives real cash-on-cash yields across Columbus, Cleveland, Cincinnati, and Dayton. Predictable eviction timelines keep holds projectable.

Affordable acquisition basis

Columbus, Cleveland, Cincinnati, and Dayton all offer entry price-points well below coastal metros. That gap is where real cash-on-cash yields live for buy-and-hold investors.

Intel + Columbus growth

Intel's multi-billion-dollar semiconductor investment in Licking County is anchoring long-term employment growth around Columbus. Rental demand in the metro and its northeast suburbs has strengthened accordingly.

Predictable holding costs

Ohio's eviction process is straightforward and timelines run predictably. That matters when you're modeling cash flow on a rental hold across multiple properties.

Metros served

SLA Capital lends across every Ohio metro.

Whether you're closing a single-asset SFR in a smaller Ohio market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:

Columbus

Franklin County — New Albany, Pataskala, Dublin, Westerville (Intel corridor)

Cleveland

Cuyahoga County — Lakewood, Parma, Cleveland Heights, Shaker Heights

Cincinnati

Hamilton County — plus Northern Kentucky adjacencies

Dayton

Montgomery County — Wright-Patterson demand

Akron

Summit County — SFR + small-multi

Toledo

Lucas County — high-yield Midwest cash-flow

Youngstown & Canton

Mahoning + Stark counties — yield-heavy secondary markets

Everywhere else

Statewide coverage — send us any Ohio property

Ohio Fix & Flip terms.

Same nationwide program, no state-specific surcharges.

Speed

72-hour close

Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.

Pricing

Rates 9.5–12%

Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.

Leverage

Up to 100% LTC

Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.

Rehab

100% rehab funded

Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.

Term

6–18 months

Choose the term that fits your project. Extensions available on active deals.

Size

$55K to $3M

Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Ohio.

Ohio Fix & Flip FAQ

Common questions about Fix & Flip loans in Ohio.

Does SLA Capital lend on Fix & Flip deals in Ohio?

Yes. SLA Capital funds Fix & Flip bridge loans throughout Ohio — Columbus, Cleveland, Cincinnati, Dayton, Akron, and every other OH metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.

How fast can SLA close a Ohio Fix & Flip loan?

As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Ohio Fix & Flip loans is 7–10 days.

How much of the rehab budget does SLA finance?

SLA Capital finances 100% of rehab costs on Ohio Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.

What Ohio metros does SLA Capital serve?

Every Ohio metro. High-volume markets: Columbus, Cleveland, Cincinnati, Dayton, Akron. Secondary markets welcome — send us any Ohio property.

Is Ohio a good state for Fix & Flip investors?

Ohio is one of the strongest cash-flow rental markets in the country. Affordable acquisition basis relative to gross rents drives real cash-on-cash yields across Columbus, Cleveland, Cincinnati, and Dayton. Predictable eviction timelines keep holds projectable.

Get started

Have a Ohio flip ready to close?

Send us the property. Our sizer returns a real term sheet in minutes.

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