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Fix & Flip Loans · Oregon

Fix & Flip loans for Oregon flips.

Short-term purchase + rehab bridge loans for investors flipping properties in Oregon. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Oregon metro.

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SLA Capital — a Sir Lends A Lot LLC Company

What is a Fix & Flip loan?

A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.

Oregon market

Why Oregon works for investor lending.

Oregon is anchored by Portland's Silicon Forest (Intel, Nike) plus growing Central Oregon (Bend). Universities and state-capital demand round out the state. STR corridors add flexibility for mixed strategies.

Silicon Forest tech anchor

Washington County (Beaverton, Hillsboro) hosts Intel's largest US site plus Nike's global HQ. Deep tech + design employment drives rental demand across the metro.

Bend growth + STR

Bend has been one of the fastest-growing metros in the Pacific Northwest. Active STR corridors on the east side of the Cascades add flexibility. Our DSCR program supports STR income where zoning permits.

University + capital demand

Eugene (Oregon), Corvallis (OSU), and Salem (state capital) round out stable, predictable rental demand outside the Portland metro.

Metros served

SLA Capital lends across every Oregon metro.

Whether you're closing a single-asset SFR in a smaller Oregon market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:

Portland Metro

Multnomah + Washington + Clackamas counties

Eugene

Lane County — University of Oregon market

Salem

Marion County — state capital

Bend

Deschutes County — Central Oregon growth + STR corridor

Medford & Ashland

Southern Oregon secondary markets

Corvallis

Benton County — Oregon State University

Beaverton & Hillsboro

Silicon Forest — Intel + Nike anchors

Everywhere else

Statewide coverage — send us any Oregon property

Oregon Fix & Flip terms.

Same nationwide program, no state-specific surcharges.

Speed

72-hour close

Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.

Pricing

Rates 9.5–12%

Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.

Leverage

Up to 100% LTC

Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.

Rehab

100% rehab funded

Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.

Term

6–18 months

Choose the term that fits your project. Extensions available on active deals.

Size

$55K to $3M

Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Oregon.

Oregon Fix & Flip FAQ

Common questions about Fix & Flip loans in Oregon.

Does SLA Capital lend on Fix & Flip deals in Oregon?

Yes. SLA Capital funds Fix & Flip bridge loans throughout Oregon — Portland Metro, Eugene, Salem, Bend, Medford & Ashland, and every other OR metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.

How fast can SLA close a Oregon Fix & Flip loan?

As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Oregon Fix & Flip loans is 7–10 days.

How much of the rehab budget does SLA finance?

SLA Capital finances 100% of rehab costs on Oregon Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.

What Oregon metros does SLA Capital serve?

Every Oregon metro. High-volume markets: Portland Metro, Eugene, Salem, Bend, Medford & Ashland. Secondary markets welcome — send us any Oregon property.

Is Oregon a good state for Fix & Flip investors?

Oregon is anchored by Portland's Silicon Forest (Intel, Nike) plus growing Central Oregon (Bend). Universities and state-capital demand round out the state. STR corridors add flexibility for mixed strategies.

Get started

Have a Oregon flip ready to close?

Send us the property. Our sizer returns a real term sheet in minutes.

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