Short-term purchase + rehab bridge loans for investors flipping properties in Pennsylvania. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Pennsylvania metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Pennsylvania pairs Philadelphia + Pittsburgh anchor metros with a deep set of cash-flow secondaries (Erie, Scranton, Wilkes-Barre, Harrisburg). Lehigh Valley logistics adds a major growth angle. Real yield markets for portfolio investors.
Pittsburgh has repositioned around Carnegie Mellon-driven robotics + AI, plus a deep healthcare employer base (UPMC). Steady, high-quality employment drives rental demand.
The Lehigh Valley (Allentown, Bethlehem, Easton) has become one of the largest East Coast logistics and distribution hubs — Amazon, FedEx, and dozens of anchor tenants. Long-term rental demand.
Erie, Scranton, Wilkes-Barre, and Harrisburg offer some of the highest cash-on-cash yields in the Northeast. Real income for portfolio investors focused on cash flow.
Whether you're closing a single-asset SFR in a smaller Pennsylvania market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Philly + Bucks + Montgomery + Delaware counties
Allegheny County — tech + healthcare hub
Lehigh + Northampton — logistics corridor
Dauphin + Cumberland counties — state capital
Lancaster County — SFR + suburban growth
Erie County — Northwest PA cash-flow market
Northeast PA — NYC/Philly overflow + cash-flow SFR
Statewide coverage — send us any Pennsylvania property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Pennsylvania.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Pennsylvania — Philadelphia Metro, Pittsburgh, Allentown & Lehigh Valley, Harrisburg, Lancaster, and every other PA metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Pennsylvania Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Pennsylvania Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Pennsylvania metro. High-volume markets: Philadelphia Metro, Pittsburgh, Allentown & Lehigh Valley, Harrisburg, Lancaster. Secondary markets welcome — send us any Pennsylvania property.
Pennsylvania pairs Philadelphia + Pittsburgh anchor metros with a deep set of cash-flow secondaries (Erie, Scranton, Wilkes-Barre, Harrisburg). Lehigh Valley logistics adds a major growth angle. Real yield markets for portfolio investors.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Pennsylvania investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Pennsylvania builders. 85% land + 85% build. $100K–$7.5M.