Short-term purchase + rehab bridge loans for investors flipping properties in South Carolina. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every South Carolina metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
SC is one of the top-inflow states in the country. Greenville is a major manufacturing hub (BMW/Michelin) driving stable employment. Charleston combines port-city commercial activity with a strong coastal STR market. Landlord-friendly law rounds it out.
South Carolina has ranked among the top US states for net migration for years. That inflow shows up as sustained rental demand across every major metro.
BMW's largest global plant, Michelin's North American HQ, and a deep automotive supply chain anchor Upstate SC's rental demand around Greenville and Spartanburg.
Myrtle Beach, Hilton Head, Folly Beach, and Charleston's beach corridors host active short-term rental markets — SLA's DSCR program supports STR income where local zoning permits.
Whether you're closing a single-asset SFR in a smaller South Carolina market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Charleston County — plus Mount Pleasant, North Charleston, Summerville
Richland + Lexington counties — capital + Fort Jackson demand
Upstate SC — BMW/Michelin manufacturing hub
Upstate — Inland Port + logistics anchor
Horry County — coastal LTR + STR corridor
York County — Charlotte-adjacent commuter market
Beaufort County — premium coastal STR + LTR
Statewide coverage — send us any South Carolina property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across South Carolina.
Yes. SLA Capital funds Fix & Flip bridge loans throughout South Carolina — Charleston, Columbia, Greenville, Spartanburg, Myrtle Beach, and every other SC metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all South Carolina Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on South Carolina Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every South Carolina metro. High-volume markets: Charleston, Columbia, Greenville, Spartanburg, Myrtle Beach. Secondary markets welcome — send us any South Carolina property.
SC is one of the top-inflow states in the country. Greenville is a major manufacturing hub (BMW/Michelin) driving stable employment. Charleston combines port-city commercial activity with a strong coastal STR market. Landlord-friendly law rounds it out.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for South Carolina investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for South Carolina builders. 85% land + 85% build. $100K–$7.5M.