Short-term purchase + rehab bridge loans for investors flipping properties in Tennessee. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Tennessee metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
TN is a top-tier investor state. No state income tax. Nashville has been on a decade-long growth run; Memphis offers some of the highest cash-flow SFR yields in the country. Landlord-friendly statutes support projectable holds.
Tennessee has no state income tax on rental income or capital gains — a meaningful yield boost that compounds over the hold period.
Nashville has been on a decade-long run of population, employment, and rent growth. Memphis offers some of the highest cash-on-cash SFR yields in the country. Both work — pick the strategy.
Tennessee statutes are considered landlord-friendly with predictable eviction and non-judicial foreclosure processes. Holding costs stay projectable for cash-flow modeling.
Whether you're closing a single-asset SFR in a smaller Tennessee market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Franklin, Brentwood, Murfreesboro, Hendersonville, Mount Juliet, Spring Hill
Shelby County — high-yield SFR corridor; DeSoto MS adjacent
Knox County — Farragut, Maryville, Oak Ridge
Hamilton County — plus Signal Mountain, East Ridge
Fort Campbell demand + Nashville-adjacent growth
Williamson County — premium Nashville-metro rentals
Northeast TN — Kingsport, Bristol
Statewide coverage — send us any Tennessee property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Tennessee.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Tennessee — Nashville Metro, Memphis, Knoxville, Chattanooga, Clarksville, and every other TN metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Tennessee Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Tennessee Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Tennessee metro. High-volume markets: Nashville Metro, Memphis, Knoxville, Chattanooga, Clarksville. Secondary markets welcome — send us any Tennessee property.
TN is a top-tier investor state. No state income tax. Nashville has been on a decade-long growth run; Memphis offers some of the highest cash-flow SFR yields in the country. Landlord-friendly statutes support projectable holds.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Tennessee investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Tennessee builders. 85% land + 85% build. $100K–$7.5M.