Short-term purchase + rehab bridge loans for investors flipping properties in Texas. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Texas metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Texas is one of the largest and most active rental investment markets in the United States. The state has no state income tax, landlord-friendly statutes (including a streamlined non-judicial eviction process), and continued population and job growth across major metros — all of which support strong rental demand.
Rental income and capital gains from Texas properties are not subject to state-level income tax. That's a real yield boost that compounds over the life of the hold.
Texas allows non-judicial eviction under standard lease breaches and typical timelines run 30–45 days from filing to writ of possession. No rent control at the state level.
Texas continues to lead the country in domestic migration inflow. Dallas-Fort Worth, Houston, Austin, and San Antonio have all seen sustained population and employment growth that supports rental demand.
Whether you're closing a single-asset SFR in a smaller Texas market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Greater Houston metro — including Sugar Land, The Woodlands, Katy, Pearland
DFW metroplex — Arlington, Plano, Frisco, McKinney, Denton, Irving
San Antonio–New Braunfels — plus Schertz, Cibolo, Universal City
Austin–Round Rock — including Cedar Park, Georgetown, Pflugerville
Border-market SFR and small-multi
Coastal SFR + long-term rentals
Central Texas secondary markets
Statewide coverage — send us any Texas property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Texas.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Texas — Houston, Dallas–Fort Worth, San Antonio, Austin, El Paso, and every other TX metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Texas Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Texas Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Texas metro. High-volume markets: Houston, Dallas–Fort Worth, San Antonio, Austin, El Paso. Secondary markets welcome — send us any Texas property.
Texas is one of the largest and most active rental investment markets in the United States. The state has no state income tax, landlord-friendly statutes (including a streamlined non-judicial eviction process), and continued population and job growth across major metros — all of which support strong rental demand.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Texas investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Texas builders. 85% land + 85% build. $100K–$7.5M.