Short-term purchase + rehab bridge loans for investors flipping properties in Virginia. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Virginia metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Virginia combines Northern Virginia federal + data-center employment with Hampton Roads military demand and Richmond state-capital stability. Universities round out predictable long-term rental demand across the state.
Northern Virginia hosts the deepest federal + defense-contractor employer base in the country outside DC itself, plus the world's largest data-center corridor (Loudoun County). Stable, high-income rental demand.
Norfolk Naval Base, Naval Station Norfolk, Langley AFB, and multiple military installations anchor deep military rental demand across Hampton Roads.
Charlottesville (UVA), Blacksburg (Virginia Tech), and Williamsburg (William & Mary) provide stable university-anchored rental demand across the state.
Whether you're closing a single-asset SFR in a smaller Virginia market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Fairfax + Loudoun + Prince William — DC-metro + data-center corridor
Henrico + Chesterfield counties — state capital
Virginia Beach, Norfolk, Chesapeake, Newport News — military-anchored
Albemarle County — University of Virginia
Roanoke County — SW Virginia SFR
Montgomery County — Virginia Tech market
Central + Northern Virginia secondary markets
Statewide coverage — send us any Virginia property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Virginia.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Virginia — Northern Virginia, Richmond Metro, Hampton Roads, Charlottesville, Roanoke, and every other VA metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Virginia Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Virginia Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Virginia metro. High-volume markets: Northern Virginia, Richmond Metro, Hampton Roads, Charlottesville, Roanoke. Secondary markets welcome — send us any Virginia property.
Virginia combines Northern Virginia federal + data-center employment with Hampton Roads military demand and Richmond state-capital stability. Universities round out predictable long-term rental demand across the state.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Virginia investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Virginia builders. 85% land + 85% build. $100K–$7.5M.