Short-term purchase + rehab bridge loans for investors flipping properties in Washington. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every Washington metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
Washington pairs no-state-income-tax advantage with Seattle-metro tech premium rentals (Amazon, Microsoft, Boeing). Tacoma + JBLM add military stability. Spokane and Vancouver round out the state with secondary market opportunities.
Washington has no state income tax on wages — a meaningful yield boost for investment property owners over the hold period.
Amazon, Microsoft, Boeing, plus a deep enterprise software ecosystem (Bellevue, Redmond, Kirkland) anchor premium rental demand across the Seattle metro.
Joint Base Lewis-McChord (JBLM) is one of the largest military bases on the West Coast. Anchor military rental demand across Tacoma and Pierce County.
Whether you're closing a single-asset SFR in a smaller Washington market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
King County — plus Bellevue, Redmond, Kirkland (tech corridor)
Pierce County — Seattle-adjacent SFR + JBLM demand
Spokane County — Eastern Washington + Idaho adjacencies
Clark County — Portland-metro north side
Thurston County — state capital
Whatcom County — WWU + Canadian border market
Kennewick, Pasco, Richland — Hanford + agriculture
Statewide coverage — send us any Washington property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across Washington.
Yes. SLA Capital funds Fix & Flip bridge loans throughout Washington — Seattle Metro, Tacoma, Spokane, Vancouver (WA), Olympia, and every other WA metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all Washington Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on Washington Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every Washington metro. High-volume markets: Seattle Metro, Tacoma, Spokane, Vancouver (WA), Olympia. Secondary markets welcome — send us any Washington property.
Washington pairs no-state-income-tax advantage with Seattle-metro tech premium rentals (Amazon, Microsoft, Boeing). Tacoma + JBLM add military stability. Spokane and Vancouver round out the state with secondary market opportunities.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Washington investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for Washington builders. 85% land + 85% build. $100K–$7.5M.