Short-term purchase + rehab bridge loans for investors flipping properties in West Virginia. Rates 9.5–12%, up to 100% loan-to-cost for premier borrowers, and 100% of your rehab budget financed via draws. Close in as little as 72 hours with clear title. SLA Capital has closed deals across every West Virginia metro.
SLA Capital — a Sir Lends A Lot LLC Company
A Fix and Flip loan is short-term bridge financing used to purchase and rehabilitate a distressed property before selling or refinancing it. Loan size is anchored to the property's after-repair value (ARV) — not its current condition — so investors can finance both the acquisition and the renovation on a single loan. Rehab dollars are disbursed via draws as work is completed and inspected.
West Virginia delivers surprising investor value. Eastern Panhandle (Martinsburg) is a DC-metro commuter belt. Morgantown pairs WVU with Pittsburgh-metro adjacency. Statewide, WV offers some of the highest cash-flow yields in the country.
Martinsburg and Charles Town (Jefferson County) have become active DC-metro commuter markets. Rental demand from federal workers seeking lower cost of living stays consistent.
Morgantown combines WVU + healthcare + Pittsburgh-metro adjacency. Rental demand from students, healthcare workers, and Pittsburgh commuters supports the market.
West Virginia acquisition basis stays among the lowest in the country relative to gross rents. Real cash-on-cash returns for portfolio investors focused on income.
Whether you're closing a single-asset SFR in a smaller West Virginia market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Kanawha County — state capital
Cabell County — Ohio River + Marshall University
Monongalia County — WVU + Pittsburgh-adjacent
Ohio County — Northern Panhandle
Wood County — Mid-Ohio Valley
Berkeley County — DC-metro commuter belt (Eastern Panhandle)
Raleigh County — Southern WV secondary
Statewide coverage — send us any West Virginia property
Same nationwide program, no state-specific surcharges.
Close in as little as 72 hours with clear title. The fastest funding in the field when your deal needs to move.
Points range 1–4. Transparent up-front pricing — no bait-and-switch, no surprise fees at the closing table.
Premier repeat borrowers qualify for up to 100% loan-to-cost. First-timers welcome — LTC scales with experience.
Full rehab budget financed and disbursed via draws after inspection. Photos + invoices approve same-day through our platform.
Choose the term that fits your project. Extensions available on active deals.
Loans from $55,000 up to $3,000,000. From cosmetic flips to full gut jobs across West Virginia.
Yes. SLA Capital funds Fix & Flip bridge loans throughout West Virginia — Charleston, Huntington, Morgantown, Wheeling, Parkersburg, and every other WV metro. Rates 9.5–12%, up to 100% LTC for premier borrowers.
As little as 72 hours from application to funding when the title is clear and the file is complete. Average close across all West Virginia Fix & Flip loans is 7–10 days.
SLA Capital finances 100% of rehab costs on West Virginia Fix & Flip loans. Funds are disbursed via draws after inspection of completed work. Photo-and-invoice draw requests run through our platform for same-day approvals.
Every West Virginia metro. High-volume markets: Charleston, Huntington, Morgantown, Wheeling, Parkersburg. Secondary markets welcome — send us any West Virginia property.
West Virginia delivers surprising investor value. Eastern Panhandle (Martinsburg) is a DC-metro commuter belt. Morgantown pairs WVU with Pittsburgh-metro adjacency. Statewide, WV offers some of the highest cash-flow yields in the country.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for West Virginia investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Ground-up construction loans for West Virginia builders. 85% land + 85% build. $100K–$7.5M.