Ground-up construction loans for builders and investors developing new properties in Colorado. Finance up to 85% of your land purchase and 85% of construction costs on a single loan. Rates from 10%, non-Dutch interest, and land doesn't need to be permitted to qualify. Loans $100K to $7.5M.
SLA Capital — a Sir Lends A Lot LLC Company
A new construction loan is short-term financing for building a property from the ground up. It typically covers land acquisition, vertical construction, and an interest reserve on a single loan, with construction funds disbursed via draws as the build progresses through inspection milestones. Once construction is complete, the loan is paid off through a sale of the finished property or refinanced into long-term financing.
Colorado is a sustained-growth investor state. Front Range tech + defense employment (Denver, Colorado Springs, Boulder) anchors long-term rental demand. Population inflow keeps market depth strong. Mountain STR corridors add flexibility for investors who want STR + LTR mixed strategies.
Denver and Colorado Springs anchor deep tech, aerospace, and defense employer bases (Lockheed Martin, Ball Aerospace, USSF, Northrop Grumman) that support rental demand across the Front Range.
Colorado continues to attract in-migration from higher-cost coastal metros. Rental demand along the Front Range stays deep across every metro.
Colorado ski and mountain markets host active short-term rental corridors where local zoning permits. Our DSCR program supports STR income scenarios.
Whether you're closing a single-asset SFR in a smaller Colorado market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Denver County + Aurora, Lakewood, Thornton, Westminster
El Paso County — Peterson SFB + Fort Carson demand
Larimer County — Colorado State University market
Boulder County — CU + tech corridor
Pueblo County — Southern Colorado SFR
Mesa County — Western Slope market
Northern Colorado secondary markets
Statewide coverage — send us any Colorado property
Same nationwide program, no state-specific surcharges.
Up-front pricing on every loan. The rate you're quoted is the rate you close at — no surprises at the closing table.
Up to 85% of the land purchase price plus 85% of construction costs. High leverage that keeps your capital deployable.
Pay interest only on the funds you've actually drawn, not on the undrawn balance. Keeps carrying costs down during early build phases.
Choose the term that fits your build schedule. Straightforward extensions available on active projects.
Land does not need to be permitted or warranted before loan approval. Get under contract and permit in parallel.
From single infill lots to multi-unit projects across Colorado. Same clean underwriting from starter builds up to $7.5M.
Yes. SLA Capital funds New Construction loans throughout Colorado — Denver Metro, Colorado Springs, Fort Collins, Boulder, Pueblo, and every other CO metro. Rates from 10%, up to 85% land + 85% construction.
SLA Capital finances up to 85% of the land purchase plus 85% of construction costs in Colorado. Loans range from $100,000 to $7,500,000.
No. SLA Capital does not require the land to be permitted or warranted before loan approval. Get under contract and start underwriting in parallel with permitting.
Non-Dutch interest — borrowers pay interest only on funds that have been drawn, not on the undrawn balance. This keeps carrying costs down during early build phases when most of the loan hasn't been disbursed yet.
Colorado is a sustained-growth investor state. Front Range tech + defense employment (Denver, Colorado Springs, Boulder) anchors long-term rental demand. Population inflow keeps market depth strong. Mountain STR corridors add flexibility for investors who want STR + LTR mixed strategies.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Colorado investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Short-term purchase + rehab financing across every Colorado metro. Rates 9.5–12%. Up to 100% LTC for premier borrowers.