Ground-up construction loans for builders and investors developing new properties in Connecticut. Finance up to 85% of your land purchase and 85% of construction costs on a single loan. Rates from 10%, non-Dutch interest, and land doesn't need to be permitted to qualify. Loans $100K to $7.5M.
SLA Capital — a Sir Lends A Lot LLC Company
A new construction loan is short-term financing for building a property from the ground up. It typically covers land acquisition, vertical construction, and an interest reserve on a single loan, with construction funds disbursed via draws as the build progresses through inspection milestones. Once construction is complete, the loan is paid off through a sale of the finished property or refinanced into long-term financing.
Connecticut is a mixed-strategy investor market. Fairfield County commuter demand drives premium rentals for NYC-metro workers. Hartford insurance and New Haven Yale/biotech provide stable employment anchors. Rental demand stays consistent across every major metro.
Fairfield County (Stamford, Norwalk, Bridgeport, Danbury) is a core NYC commuter belt. Rental demand stays deep among finance, tech, and healthcare professionals working in Manhattan.
Hartford is one of the largest insurance-industry hubs in the US. Stable employment drives predictable long-term rental demand across the metro.
Yale University, Yale-New Haven Hospital, and a growing biotech corridor anchor rental demand across the New Haven metro.
Whether you're closing a single-asset SFR in a smaller Connecticut market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Hartford County — insurance + healthcare hub
Fairfield County — NYC-metro adjacencies
New Haven County — Yale market
New Haven County — SFR + small-multi cash-flow
Eastern Connecticut secondary markets
Fairfield County — Western CT commuter market
Fairfield County — NYC financial-services commuter demand
Statewide coverage — send us any Connecticut property
Same nationwide program, no state-specific surcharges.
Up-front pricing on every loan. The rate you're quoted is the rate you close at — no surprises at the closing table.
Up to 85% of the land purchase price plus 85% of construction costs. High leverage that keeps your capital deployable.
Pay interest only on the funds you've actually drawn, not on the undrawn balance. Keeps carrying costs down during early build phases.
Choose the term that fits your build schedule. Straightforward extensions available on active projects.
Land does not need to be permitted or warranted before loan approval. Get under contract and permit in parallel.
From single infill lots to multi-unit projects across Connecticut. Same clean underwriting from starter builds up to $7.5M.
Yes. SLA Capital funds New Construction loans throughout Connecticut — Hartford, Bridgeport & Stamford, New Haven, Waterbury, Norwich & New London, and every other CT metro. Rates from 10%, up to 85% land + 85% construction.
SLA Capital finances up to 85% of the land purchase plus 85% of construction costs in Connecticut. Loans range from $100,000 to $7,500,000.
No. SLA Capital does not require the land to be permitted or warranted before loan approval. Get under contract and start underwriting in parallel with permitting.
Non-Dutch interest — borrowers pay interest only on funds that have been drawn, not on the undrawn balance. This keeps carrying costs down during early build phases when most of the loan hasn't been disbursed yet.
Connecticut is a mixed-strategy investor market. Fairfield County commuter demand drives premium rentals for NYC-metro workers. Hartford insurance and New Haven Yale/biotech provide stable employment anchors. Rental demand stays consistent across every major metro.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Connecticut investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Short-term purchase + rehab financing across every Connecticut metro. Rates 9.5–12%. Up to 100% LTC for premier borrowers.