Ground-up construction loans for builders and investors developing new properties in Kansas. Finance up to 85% of your land purchase and 85% of construction costs on a single loan. Rates from 10%, non-Dutch interest, and land doesn't need to be permitted to qualify. Loans $100K to $7.5M.
SLA Capital — a Sir Lends A Lot LLC Company
A new construction loan is short-term financing for building a property from the ground up. It typically covers land acquisition, vertical construction, and an interest reserve on a single loan, with construction funds disbursed via draws as the build progresses through inspection milestones. Once construction is complete, the loan is paid off through a sale of the finished property or refinanced into long-term financing.
Kansas is a mixed investor market. Johnson County commuter suburbs deliver premium LTR to KC-metro professionals. Wichita aviation industry anchors long-term demand. Lawrence and Manhattan add university + military stability.
Overland Park, Olathe, Leawood, and Lenexa are among the fastest-growing high-income suburbs in the KC metro. Deep rental demand for professionals working in Kansas City.
Wichita hosts Textron Aviation, Spirit AeroSystems, and a deep aerospace manufacturing base. Stable employment drives long-term rental demand.
Lawrence (KU) and Manhattan (Kansas State + Fort Riley) provide stable, university- and military-anchored rental demand.
Whether you're closing a single-asset SFR in a smaller Kansas market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Johnson County — Kansas City metro (KS side)
Sedgwick County — aviation manufacturing hub
Shawnee County — state capital
Douglas County — University of Kansas
Riley County — Kansas State + Fort Riley demand
Wyandotte County — KC metro west side
Central Kansas secondary markets
Statewide coverage — send us any Kansas property
Same nationwide program, no state-specific surcharges.
Up-front pricing on every loan. The rate you're quoted is the rate you close at — no surprises at the closing table.
Up to 85% of the land purchase price plus 85% of construction costs. High leverage that keeps your capital deployable.
Pay interest only on the funds you've actually drawn, not on the undrawn balance. Keeps carrying costs down during early build phases.
Choose the term that fits your build schedule. Straightforward extensions available on active projects.
Land does not need to be permitted or warranted before loan approval. Get under contract and permit in parallel.
From single infill lots to multi-unit projects across Kansas. Same clean underwriting from starter builds up to $7.5M.
Yes. SLA Capital funds New Construction loans throughout Kansas — Overland Park & Olathe, Wichita, Topeka, Lawrence, Manhattan, and every other KS metro. Rates from 10%, up to 85% land + 85% construction.
SLA Capital finances up to 85% of the land purchase plus 85% of construction costs in Kansas. Loans range from $100,000 to $7,500,000.
No. SLA Capital does not require the land to be permitted or warranted before loan approval. Get under contract and start underwriting in parallel with permitting.
Non-Dutch interest — borrowers pay interest only on funds that have been drawn, not on the undrawn balance. This keeps carrying costs down during early build phases when most of the loan hasn't been disbursed yet.
Kansas is a mixed investor market. Johnson County commuter suburbs deliver premium LTR to KC-metro professionals. Wichita aviation industry anchors long-term demand. Lawrence and Manhattan add university + military stability.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Kansas investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Short-term purchase + rehab financing across every Kansas metro. Rates 9.5–12%. Up to 100% LTC for premier borrowers.