Ground-up construction loans for builders and investors developing new properties in Louisiana. Finance up to 85% of your land purchase and 85% of construction costs on a single loan. Rates from 10%, non-Dutch interest, and land doesn't need to be permitted to qualify. Loans $100K to $7.5M.
SLA Capital — a Sir Lends A Lot LLC Company
A new construction loan is short-term financing for building a property from the ground up. It typically covers land acquisition, vertical construction, and an interest reserve on a single loan, with construction funds disbursed via draws as the build progresses through inspection milestones. Once construction is complete, the loan is paid off through a sale of the finished property or refinanced into long-term financing.
Louisiana is a mixed-strategy market. New Orleans supports LTR + STR mixed portfolios. Baton Rouge combines state-capital + LSU stability. Industrial corridors along the Mississippi anchor cash-flow SFR.
New Orleans hosts one of the most active STR markets in the South where zoning permits. Our DSCR program supports STR income on qualifying properties.
Baton Rouge combines state-capital employment with LSU + the LSU medical complex, driving stable long-term rental demand.
Lake Charles, Baton Rouge, and the Mississippi River industrial corridor host deep petrochemical and industrial employment that supports steady rental demand.
Whether you're closing a single-asset SFR in a smaller Louisiana market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Orleans + Jefferson parishes — LTR + STR corridors
East Baton Rouge Parish — state capital + LSU
Caddo Parish — Northwest Louisiana
Lafayette Parish — Acadiana + oil/gas services
Calcasieu Parish — petrochemical corridor
Ouachita Parish — Northeast Louisiana
Central Louisiana secondary market
Statewide coverage — send us any Louisiana property
Same nationwide program, no state-specific surcharges.
Up-front pricing on every loan. The rate you're quoted is the rate you close at — no surprises at the closing table.
Up to 85% of the land purchase price plus 85% of construction costs. High leverage that keeps your capital deployable.
Pay interest only on the funds you've actually drawn, not on the undrawn balance. Keeps carrying costs down during early build phases.
Choose the term that fits your build schedule. Straightforward extensions available on active projects.
Land does not need to be permitted or warranted before loan approval. Get under contract and permit in parallel.
From single infill lots to multi-unit projects across Louisiana. Same clean underwriting from starter builds up to $7.5M.
Yes. SLA Capital funds New Construction loans throughout Louisiana — New Orleans Metro, Baton Rouge, Shreveport, Lafayette, Lake Charles, and every other LA metro. Rates from 10%, up to 85% land + 85% construction.
SLA Capital finances up to 85% of the land purchase plus 85% of construction costs in Louisiana. Loans range from $100,000 to $7,500,000.
No. SLA Capital does not require the land to be permitted or warranted before loan approval. Get under contract and start underwriting in parallel with permitting.
Non-Dutch interest — borrowers pay interest only on funds that have been drawn, not on the undrawn balance. This keeps carrying costs down during early build phases when most of the loan hasn't been disbursed yet.
Louisiana is a mixed-strategy market. New Orleans supports LTR + STR mixed portfolios. Baton Rouge combines state-capital + LSU stability. Industrial corridors along the Mississippi anchor cash-flow SFR.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Louisiana investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Short-term purchase + rehab financing across every Louisiana metro. Rates 9.5–12%. Up to 100% LTC for premier borrowers.