Ground-up construction loans for builders and investors developing new properties in Oklahoma. Finance up to 85% of your land purchase and 85% of construction costs on a single loan. Rates from 10%, non-Dutch interest, and land doesn't need to be permitted to qualify. Loans $100K to $7.5M.
SLA Capital — a Sir Lends A Lot LLC Company
A new construction loan is short-term financing for building a property from the ground up. It typically covers land acquisition, vertical construction, and an interest reserve on a single loan, with construction funds disbursed via draws as the build progresses through inspection milestones. Once construction is complete, the loan is paid off through a sale of the finished property or refinanced into long-term financing.
Oklahoma is one of the highest-yield SFR markets in the country. OKC + Tulsa energy and aerospace anchors drive stable demand. Fort Sill (Lawton) and OU/OSU provide military + university stability. Landlord-friendly law rounds it out.
Oklahoma City and Tulsa host deep energy (Devon, Chesapeake) and aerospace (Boeing, American Airlines Tulsa MRO) employer bases. Stable long-term employment supports rental demand.
Oklahoma acquisition basis stays among the lowest relative to gross rents in the country. Real cash-on-cash returns for buy-and-hold investors.
Oklahoma statutes are landlord-friendly with predictable eviction timelines. Holding costs stay projectable.
Whether you're closing a single-asset SFR in a smaller Oklahoma market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Oklahoma County + Edmond, Norman, Moore, Yukon
Tulsa County + Broken Arrow, Owasso, Bixby
Cleveland County — OU market
Comanche County — Fort Sill demand
Central + Southern OK secondary markets
Payne County — Oklahoma State University
Northeast Oklahoma secondary markets
Statewide coverage — send us any Oklahoma property
Same nationwide program, no state-specific surcharges.
Up-front pricing on every loan. The rate you're quoted is the rate you close at — no surprises at the closing table.
Up to 85% of the land purchase price plus 85% of construction costs. High leverage that keeps your capital deployable.
Pay interest only on the funds you've actually drawn, not on the undrawn balance. Keeps carrying costs down during early build phases.
Choose the term that fits your build schedule. Straightforward extensions available on active projects.
Land does not need to be permitted or warranted before loan approval. Get under contract and permit in parallel.
From single infill lots to multi-unit projects across Oklahoma. Same clean underwriting from starter builds up to $7.5M.
Yes. SLA Capital funds New Construction loans throughout Oklahoma — Oklahoma City Metro, Tulsa Metro, Norman, Lawton, Enid & Ardmore, and every other OK metro. Rates from 10%, up to 85% land + 85% construction.
SLA Capital finances up to 85% of the land purchase plus 85% of construction costs in Oklahoma. Loans range from $100,000 to $7,500,000.
No. SLA Capital does not require the land to be permitted or warranted before loan approval. Get under contract and start underwriting in parallel with permitting.
Non-Dutch interest — borrowers pay interest only on funds that have been drawn, not on the undrawn balance. This keeps carrying costs down during early build phases when most of the loan hasn't been disbursed yet.
Oklahoma is one of the highest-yield SFR markets in the country. OKC + Tulsa energy and aerospace anchors drive stable demand. Fort Sill (Lawton) and OU/OSU provide military + university stability. Landlord-friendly law rounds it out.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Oklahoma investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Short-term purchase + rehab financing across every Oklahoma metro. Rates 9.5–12%. Up to 100% LTC for premier borrowers.