Ground-up construction loans for builders and investors developing new properties in Wisconsin. Finance up to 85% of your land purchase and 85% of construction costs on a single loan. Rates from 10%, non-Dutch interest, and land doesn't need to be permitted to qualify. Loans $100K to $7.5M.
SLA Capital — a Sir Lends A Lot LLC Company
A new construction loan is short-term financing for building a property from the ground up. It typically covers land acquisition, vertical construction, and an interest reserve on a single loan, with construction funds disbursed via draws as the build progresses through inspection milestones. Once construction is complete, the loan is paid off through a sale of the finished property or refinanced into long-term financing.
Wisconsin pairs Madison stability (state capital + UW + Epic) with Milwaukee metro depth and Southeast WI Chicago-metro spillover. Manufacturing anchors keep secondary-market yields real for portfolio investors.
Madison combines state-capital employment with UW-Madison (one of the largest research universities in the US) and Epic Systems (healthcare software HQ). Deep, stable rental demand.
Southeast Wisconsin's Kenosha and Racine counties feed Chicago-metro employers — rental demand from Illinois commuters seeking Wisconsin cost of living.
Green Bay, Appleton, and the Fox Valley host deep paper + manufacturing employer bases that support long-term rental demand.
Whether you're closing a single-asset SFR in a smaller Wisconsin market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Milwaukee + Waukesha counties
Dane County — state capital + UW-Madison
Brown County — Northeast WI
Southeast WI — Chicago-metro adjacencies
Outagamie County — Fox Valley
Eau Claire County — Western Wisconsin + UWEC
Western + Central Wisconsin secondary markets
Statewide coverage — send us any Wisconsin property
Same nationwide program, no state-specific surcharges.
Up-front pricing on every loan. The rate you're quoted is the rate you close at — no surprises at the closing table.
Up to 85% of the land purchase price plus 85% of construction costs. High leverage that keeps your capital deployable.
Pay interest only on the funds you've actually drawn, not on the undrawn balance. Keeps carrying costs down during early build phases.
Choose the term that fits your build schedule. Straightforward extensions available on active projects.
Land does not need to be permitted or warranted before loan approval. Get under contract and permit in parallel.
From single infill lots to multi-unit projects across Wisconsin. Same clean underwriting from starter builds up to $7.5M.
Yes. SLA Capital funds New Construction loans throughout Wisconsin — Milwaukee Metro, Madison, Green Bay, Kenosha & Racine, Appleton, and every other WI metro. Rates from 10%, up to 85% land + 85% construction.
SLA Capital finances up to 85% of the land purchase plus 85% of construction costs in Wisconsin. Loans range from $100,000 to $7,500,000.
No. SLA Capital does not require the land to be permitted or warranted before loan approval. Get under contract and start underwriting in parallel with permitting.
Non-Dutch interest — borrowers pay interest only on funds that have been drawn, not on the undrawn balance. This keeps carrying costs down during early build phases when most of the loan hasn't been disbursed yet.
Wisconsin pairs Madison stability (state capital + UW + Epic) with Milwaukee metro depth and Southeast WI Chicago-metro spillover. Manufacturing anchors keep secondary-market yields real for portfolio investors.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Wisconsin investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Short-term purchase + rehab financing across every Wisconsin metro. Rates 9.5–12%. Up to 100% LTC for premier borrowers.