Ground-up construction loans for builders and investors developing new properties in Wyoming. Finance up to 85% of your land purchase and 85% of construction costs on a single loan. Rates from 10%, non-Dutch interest, and land doesn't need to be permitted to qualify. Loans $100K to $7.5M.
SLA Capital — a Sir Lends A Lot LLC Company
A new construction loan is short-term financing for building a property from the ground up. It typically covers land acquisition, vertical construction, and an interest reserve on a single loan, with construction funds disbursed via draws as the build progresses through inspection milestones. Once construction is complete, the loan is paid off through a sale of the finished property or refinanced into long-term financing.
Wyoming pairs no-state-income-tax advantage with premium Jackson STR opportunity and federal + energy employment anchors. Small but investor-friendly state with real business + trust law advantages.
Wyoming has no state income tax on rental income — a real yield advantage. The state also has some of the most favorable business + trust laws in the country.
Jackson (Teton County) hosts one of the most active premium STR markets in the country adjacent to Grand Teton and Yellowstone. Our DSCR program supports STR income where zoning permits.
Cheyenne (F.E. Warren AFB, state capital) and the Powder River Basin (energy) provide stable employment across the state.
Whether you're closing a single-asset SFR in a smaller Wyoming market or a portfolio in a major metro, we're active statewide. High-volume markets we regularly close in include:
Laramie County — state capital + F.E. Warren AFB
Natrona County — Central Wyoming energy
Albany County — University of Wyoming
Teton County — resort STR corridor
Campbell County — coal + energy
Sweetwater County — trona mining + energy
Northern Wyoming secondary markets
Statewide coverage — send us any Wyoming property
Same nationwide program, no state-specific surcharges.
Up-front pricing on every loan. The rate you're quoted is the rate you close at — no surprises at the closing table.
Up to 85% of the land purchase price plus 85% of construction costs. High leverage that keeps your capital deployable.
Pay interest only on the funds you've actually drawn, not on the undrawn balance. Keeps carrying costs down during early build phases.
Choose the term that fits your build schedule. Straightforward extensions available on active projects.
Land does not need to be permitted or warranted before loan approval. Get under contract and permit in parallel.
From single infill lots to multi-unit projects across Wyoming. Same clean underwriting from starter builds up to $7.5M.
Yes. SLA Capital funds New Construction loans throughout Wyoming — Cheyenne, Casper, Laramie, Jackson, Gillette, and every other WY metro. Rates from 10%, up to 85% land + 85% construction.
SLA Capital finances up to 85% of the land purchase plus 85% of construction costs in Wyoming. Loans range from $100,000 to $7,500,000.
No. SLA Capital does not require the land to be permitted or warranted before loan approval. Get under contract and start underwriting in parallel with permitting.
Non-Dutch interest — borrowers pay interest only on funds that have been drawn, not on the undrawn balance. This keeps carrying costs down during early build phases when most of the loan hasn't been disbursed yet.
Wyoming pairs no-state-income-tax advantage with premium Jackson STR opportunity and federal + energy employment anchors. Small but investor-friendly state with real business + trust law advantages.
Send us the property. Our sizer returns a real term sheet in minutes.
Long-term rental financing for Wyoming investors. Rates from 5.75%, up to 80% LTV, 3-month seasoning on cash-outs.
Short-term purchase + rehab financing across every Wyoming metro. Rates 9.5–12%. Up to 100% LTC for premier borrowers.